Key legislation and Brexit

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We care about helping our clients understand drivers of change.

New legislation that seeks to streamline the industry can raise sensitive issues, challenge convention and, if enacted, disrupt existing legal business models. Private actors within the industry have a unique opportunity to contribute to the development of policy – engaging and influencing at senior levels within government.

In the UK and following the snap General Election and subsequent Queens Speech in June 2017, the legislative programme for the UK is now unfolding. Brexit will continue to frame domestic law making and continues to represent a significant geopolitical risk. Ultimately, the outcome of any review of UK legislation will depend on the nature of any future relationship between the UK and the EU.

Follow key dates through our 2018 political timeline

Maintaining a political energy for anything other than Brexit may not be easy.

Deborah Newberry, Head of Corporate and Public Affairs

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Current legislation

We will continue to add guides to those bills that stand out for the insurance sector as they are published. 

The Bill aims to support innovation in self-driving technology in the UK. The Bill replaces what was formerly the Vehicle Technology and Aviation Bill, which failed to pass before the General Election. The Bill covers automated vehicles and liability of insurers, as well as electric vehicles and charging. With this, compulsory motor vehicle insurance is extended to cover the use of automated vehicles, to include damage to the driver where the automated vehicle is driving itself.

Download Automated and Electric Vehicles Bill guide (PDF, 76 KB)

Download driverless vehicles report (PDF, 2.13 MB)

Download driverless vehicles insights (PDF, 350 KB)

The Bill aims to reform the claims process for whiplash claims and to make changes to the way in which the personal injury discount rate is set. The Bill replaces what was the Prisons and Courts Bill, which made provision about whiplash claims and which fell with the snap General Election in 2016.  The first reading took place on 20 March 2018.

Download Civil Liability Bill Briefing (PDF, 149 KB)

The government introduced the Bill in September 2017 to mirror a number of existing international standards - specifically the EU General Data Protection Regulation (GDPR) and enshrine their requirements into UK Statute. With this, the intention is to ensure that the UK’s data regime is equivalent with existing European and international data regimes post-Brexit. The Bill will also replace the UK’s existing Data Protection Act.

Download Data Protection Bill and GDPR guide (PDF, 79 KB)

Download GDPR checklist (PDF, 135 KB)

The European Union (Withdrawal) Bill is the flagship piece of Brexit legislation aimed at transposing the EU acquis onto the UK statute book. It will repeal the 1972 European Communities Act, which took Britain into the EU, and meant that European law took precedence over laws passed in the UK Parliament. It will also end the jurisdiction of the European Court of Justice.

Download European Union (Withdrawal) Bill guide (PDF, 102 KB)

Brexit - EU Referendum Act 2015

Consumer Rights Act 2015

Insurance Act 2015

The Insurance Act 2015 received Royal Assent in February 2015 and came into force on 12 August 2016. It will apply to all policies that renew, incept or are varied after that date and will represent the greatest change to insurance contract law in England and Wales in over 100 years. It will amend certain key sections of the Marine Insurance Act 1906.

Download Insurance Act 2015 guide (PDF, 0.27MB)

Read related insights

Investigatory Powers Act 2016

Riot Compensation Act 2016

Third Parties (Rights Against Insurers) Act 2010

Enterprise Act 2016

The Enterprise Act aims to support small and medium sized businesses and is the latest piece of legislation with a business regulation focus. The Government recognises that SMEs are pivotal for economic growth in the UK and that small businesses are often disadvantaged when involved in disputes with larger firms. The Act received Royal Assent on 4 May 2016.

Download Enterprise Act 2016 guide (PDF, 0.15MB)

Read related insights

Feature publication

Claims Handling Law and Practice: A Practitioner’s Guide

An invaluable tool for claims handlers, our new edition gives you practical hints and tips for all key areas of claims handling.

Find out more