Robert Welfare

Robert Welfare

Partner Birmingham, United Kingdom

Robert heads up that part of the firm’s property energy and construction team which is based in Birmingham, which acts for and advises insurers on property damage, product liability disputes and associated coverage issues.

He specialises in both UK and international property damage and construction disputes, including those arising from fires, floods, pollution incidents, storms, mining and subsidence and defective construction works. He has acted successfully for property, liability and contractors’ all risks (CAR) insurers. 

Robert is frequently instructed by product liability insurers, including disputes concerning defective electrical and mechanical equipment, refrigeration, fire extinguishers, vehicle protection systems and medical appliances.

He acts frequently in relation to disputes arising from use of agricultural and other rural land.  He advises and acts in disputes which concern trees, other vegetation and sensitive natural habitats.

Robert is often instructed to advise and act for insurers on coverage issues; including fraudulent and suspicious insurance claims.

He represents insurers and other clients in litigation, arbitration, adjudication, Financial Ombudsman Service (FOS) enquiries and various forms of alternative dispute resolution (ADR), including advocacy at numerous mediations.

Robert is frequently invited to provide lectures, seminars and training for insurers. He presents on issues relating to fraudulent claims, updates on fire, flood and pollution claims and the significance of climate change for insurers. He is also a member of FOIL, CII and the Fraud Advisory Panel.

Qualifications

  • Qualified in England and Wales in 1995

Market recognition

  • Recommended Lawyer for 'Professional negligence (West Midlands)'
    The Legal 500 UK 2018/19
  • Recommended Lawyer for 'Professional negligence (West Midlands)'
    The Legal 500 UK 2017

Work highlights

  • Robert successfully acted for insurers in a litigated dispute in which the claimant sought payments of £1.7m under a household policy. That claim was met by the insurers with allegations and evidence of fraud by the claimant and the claim was discontinued shortly before trial.
  • He also acted for commercial building insurers in a claim by factory owners for £4.3m following a significant fire. The insurers were able to resist the claim due to non-compliance with policy warranties.
  • Robert acted successfully for CAR insurers on an adjudication arising from refrigerant contamination of drinking water. A sum in excess of £1.3m was sought from his client. No award was made against his client and a recovery of costs was secured from a third party.
  • Hi-Lite Electrical v Wolseley plc [2011]. Robert acted successfully for the defendant. This case concerned an allegedly defective product that was said to have caused a significant fire. The allegation of defectiveness was defeated.
  • He recently pursued a successful recovery for commercial property insurers following an incident in which neglect of a drainage culvert allowed river waters to flood a block of flats.
  • He acted successfully for insurers and their insured in a multi-party cross-border product liability dispute about defective flooring tiles. A favourable outcome was achieved for his clients at mediation.
Market recognition
  • Recommended_lawyer_2019.png

    Recommended Lawyer

    The Legal 500 UK 2019

  • Insurance Post The Insurance Fraud Awards 2018 Finalist

    Finalist - Collaboration of the Year (AXA & Kennedys)

    Insurance Post - The Insurance Fraud Awards 2018

  • 2017 - The Legal 500 - UK_recommended_lawyer (low res).png

    Recommended Lawyer

    The Legal 500 United Kingdom 2017